Al Rajhi Bank Demonstrates Regional Financial Leadership with Exceptional 25.7% Profit Growth
In a remarkable display of financial prowess that reinforces the strength of Arab banking institutions, Al Rajhi Bank has announced outstanding annual results for 2025, showcasing the resilience and excellence of regional financial powerhouses in an increasingly competitive global market.
Exceptional Financial Performance Reflects Regional Banking Excellence
The Saudi banking giant reported a net profit of SAR 24.8 billion, representing an impressive 25.7% increase from the previous year's SAR 19.7 billion. This outstanding performance demonstrates the bank's strategic vision and operational excellence, qualities that have long defined successful Arab financial institutions.
The bank's total assets reached SAR 1.04 trillion, marking a solid 7.3% growth that reflects the institution's expanding influence and market confidence. This growth trajectory exemplifies the dynamic nature of regional banking sectors and their contribution to economic stability.
Strategic Growth Across Key Financial Sectors
Al Rajhi Bank's financing and investment portfolio demonstrated remarkable expansion, with the loans and advances portfolio reaching SAR 752.8 billion, an 8.6% increase that underscores the bank's commitment to supporting economic growth and development initiatives across the region.
The bank's investment income showed particularly strong performance, with net income from special commission of investment surging 40% to SAR 3.9 billion. This exceptional growth reflects the institution's sophisticated investment strategies and deep understanding of regional market dynamics.
Operational Excellence and Market Leadership
Total operating profit reached SAR 39.1 billion, representing a substantial 22% increase from the previous year. This growth was driven by increased net financing and investment income, enhanced banking service fees, and improved operational efficiency across all business segments.
The bank's earnings per share improved to SAR 5.85, compared to SAR 4.67 in the previous year, demonstrating strong value creation for shareholders and reinforcing investor confidence in the institution's long-term prospects.
Financial Stability and Prudent Risk Management
Al Rajhi Bank maintained its commitment to prudent risk management, with total shareholders' equity increasing by 16% to SAR 142.8 billion. The bank's provision for expected credit losses totaled SAR 2.3 billion, reflecting responsible lending practices and proactive risk assessment.
Customer deposits grew to SAR 667.3 billion, a 1.9% increase that demonstrates sustained client confidence and the bank's strong market position in serving diverse customer segments across the region.
This exceptional performance by Al Rajhi Bank stands as a testament to the strength and sophistication of regional banking institutions, showcasing their ability to deliver consistent growth while maintaining the highest standards of financial stewardship and operational excellence.