Arab National Bank Demonstrates Exceptional Financial Growth in 2025
Arab National Bank (ANB) has announced remarkable financial results for the year ending December 31, 2025, showcasing the strength and resilience of Arab financial institutions in today's challenging global economic landscape.
Outstanding Performance Metrics
The Saudi-based institution reported a 3.02% increase in net profit attributable to shareholders, reaching 5,116 million Saudi Riyals compared to 4,966 million in the previous year. This growth demonstrates the bank's strategic excellence and operational efficiency in navigating regional economic dynamics.
Total comprehensive income attributable to shareholders surged by an impressive 24.07%, climbing from 4,662 million to 5,784 million Saudi Riyals. This exceptional performance reflects the institution's commitment to delivering value to stakeholders while maintaining financial stability.
Asset Growth and Portfolio Expansion
ANB's total assets expanded significantly by 13.08%, reaching 281,383 million Saudi Riyals from 248,840 million in 2024. The bank's investment portfolio grew by 13.34%, while the loans and advances portfolio increased by 15.22%, demonstrating robust business expansion and customer confidence.
Client deposits rose by 14.85% to 209,287 million Saudi Riyals, indicating strong customer trust and the bank's growing market presence across the region. Total shareholders' equity witnessed remarkable growth of 28.02%, reaching 49,483 million Saudi Riyals.
Strategic Income Diversification
The bank's total income from special commission of financing increased by 3.65%, while income from special commission of investment grew by an impressive 14.58%. This diversified income stream positions ANB as a resilient financial institution capable of adapting to market conditions.
Net income growth was primarily driven by increased net special commission income, enhanced fee and commission income, and improved dividend income. The bank successfully managed operational expenses while maintaining its commitment to financial prudence.
Forward-Looking Financial Management
ANB's approach to expected credit losses reflects a forward-looking strategy consistent with IFRS 9 requirements. The bank's management of provisions demonstrates its commitment to maintaining financial stability while supporting economic growth in the region.
The institution received an unmodified opinion from external auditors, confirming the accuracy and reliability of its financial statements. This endorsement reinforces confidence in ANB's transparent reporting practices and sound governance.
With earnings per share maintaining stability at 2.49 Saudi Riyals, ANB continues to deliver consistent returns to shareholders while positioning itself for sustained growth in the evolving Arab financial landscape.